Who Has to Pay for Dementia Care?

Dementia is a Progressive Disease Requiring Increasing Levels of Care

Dementia is a progressive disease, which means that over time, people with dementia require more care and support. As their cognitive abilities decline, it becomes difficult for them to perform daily tasks independently. This often leaves family members struggling with how to provide adequate care. An important first step is to have both a medical assessment and a care needs assessment.

Medical and Care Needs Assessments

A medical assessment by a dementia specialist helps determine the stage of dementia and care recommendations. A separate care needs assessment evaluates how well the person can handle daily living skills like cooking, self-care, and safety. Input from doctors, nurses, occupational therapists, and social workers creates a full picture of the required care.

Care Options at Home

About two-thirds of people with dementia live at home. Family members play a huge role as unpaid caregivers. Local authorities may provide some funding for in-home care based on financial need. Benefits like Attendance Allowance and carer’s allowance also help cover costs. Home repairs, reduced council tax, and heating assistance provide additional support.

Care Options in a Care Home

Eventually, round-the-clock care in a care home may become necessary. Care homes specializing in dementia offer tailored support. The assessment process is the same whether care takes place at home or in a facility. With experience helping those with complex needs get appropriate 24-hour care, experts can recommend dementia care homes with specialized programming.

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Navigating dementia care options involves many factors. Assessing care needs, finding financial support, and determining the right environment to meet changing abilities are key steps along the journey.

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